Do you want to start saving $1,000 a month, but you only make $50k a year? It may feel out of reach, but I promise that it is possible. I make $53k a year and have been saving $1,000 a…
Budgeting
How to Create a Money Map
For a long time, money was simple. I’d just save a portion of my paycheck and spend the rest. This was before I paid for my own health insurance, had a pension plan, or invested my money. Now that I’m…
5 Best Budgeting Methods for Personal Finance (& Free Downloadable Templates)
When it comes to personal finance, there are a handful of different budgeting methods out there. Each budgeting method has its own unique benefits, and depending on your personal goals and expenses, certain budgeting methods may be better suited than…
100+ Budget Categories and Subcategories to Include in Your Personal Budget
Are you ready to take control of your finances? It all starts with one simple step: creating a budget. When budgeting, you allocate different amounts of money to different budget categories and subcategories each month, ensuring you never spend more…
Free 50/30/20 Budget Template & How to Use It
If the thought of budgeting feels overwhelming, you’re in good company. Luckily, not all budgeting methods involve complicated spreadsheets and equations. The 50/30/20 budgeting method is refreshingly simple and straightforward! In this post, I’ll not only introduce you to the…
How I Paid off $20,000 of Student Loan Debt With Almost Zero Interest
Before I even set foot onto my college campus, I was already thinking about how I was going to pay for school. And you know what? I’m convinced that’s the reason why I was able to pay off my $20,000…
How to Create a Travel Budget
I used to be one of those people who believed that travel was not within my means, but everything changed when I started budgeting. Suddenly, I didn’t need to shell out $5000 on a trip anymore. I could plan a…
How to Budget Money on $1500 a Month
Today I’ll be sharing how to budget money on $1500 a month as well as 50 frugal tips that will help you save money so that you can stick to your budget! You may be thinking, is it even possible…
10 Low Income Budgeting Methods to Save Money
Living on a low income can be tough, especially when you find yourself living paycheck to paycheck. With bills to pay and basic necessities to cover, the thought of having money left over at the end of the month may…
How to Live on $2000 a Month (10 Frugal Tips)
Living on a tight budget of $2000 a month is a reality for many people around the world. Whether you’re a student trying to make ends meet, a single parent, or someone looking to save money, learning how to live…